The standard farm /agribusiness insurance policy is a hybrid of homeowners coverage, commercial business insurance and specialty insurance. If the farm is a growing commercial concern, the owner will want a basic farm policy providing the following basic coverages:
- Property Coverage - This coverage protects your home, outbuildings, belongings and some equipment in the event of loss, such as a fire or tornado.
- Liability Coverage - This coverage will cover a loss unintentionally caused by you or your employees to another's property or person.
- Medical Payments - This coverage will provide payments for medical bills sustained by someone injured on your property.
- Additional Living Expenses - If you must relocate from your home due to damage caused by a covered event, then this coverage provides for the costs of things like temporary housing or a hotel stay.
Horizon West Insurance Services offers free, comparative quotes on Farm / Agribusiness Insurance from multiple insurance carriers so you can obtain the best coverage for the best possible rate.
Our goal is to provide the best value for you and your business. Let us help you with your insurance needs today.