Did you know that your homeowners insurance does not cover flood damage? Insurance against flood must be obtained separately. A flood insurance policy also reimburses you for the work that you and other family members did to sandbag your homes, move furniture and remove debris.
The Federal Emergency Management Agency's (FEMA) maps are important when it comes to flood insurance because if they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage. If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.
Horizon West Insurance Services offers free, comparative quotes on Flood Insurance from multiple insurance carriers so you can obtain the best coverage for the best possible rate.
Our goal is to provide the best value for you and your business. Let us help you with your insurance needs today.